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Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.​

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Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.


35 Three Mile Drive

Suite 103

Kalispell, MT 59901


Tel: (406) 755-1200

Fax: (406) 755-1543



Monday - Friday 

8:30 am to 5:00 pm

Call For Appointments

  • Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.

  • Health insurance protects you from unexpected, high medical costs.
    You pay less for covered in-network health care, even before you meet your deductible.

  • You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

  • If you have a Marketplace plan or other qualifying health coverage, you don’t have to pay the penalty that people without coverage must pay.

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